Alabama - Birmingham Cathedral

Alabama Life & Disability Insurance Guaranty Association

Helping Alabama policyholders when they need it the most.

Welcome

Welcome to the Alabama Life & Disability Insurance Guaranty Association ("ALDIGA" or "guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it assists Alabama policyholders in the event of an insurance company insolvency.

Announcements:

Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")

On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.

PHL Variable Insurance Company

On May 20, 2024, PHL Variable Insurance Company was placed in rehabilitation by the Connecticut Insurance Commissioner. For more information, please refer to the Frequently Asked Questions.