Alabama - Birmingham Cathedral

Alabama Life & Disability Insurance Guaranty Association

Helping Alabama policyholders when they need it the most.

Welcome

Welcome to the Alabama Life & Disability Insurance Guaranty Association ("ALDIGA" or "guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it assists Alabama policyholders in the event of an insurance company insolvency.

Announcements:

Liquidation Order Entered for North Carolina Mutual Life Insurance Company

North Carolina Mutual Life Insurance Company has been placed under an order of liquidation with a finding of insolvency effective as of October 31, 2022. The state life and health insurance guaranty associations will provide coverage for all policyholders residing in the United States, subject to the statutory limitations in their enabling acts. [ Read More ]