Alabama Life & Disability Insurance Guaranty Association
6 Office Park Circle, Suite 200 / Birmingham, AL 35223
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Frequently Asked Questions   Alabama Life & Disability Insurance Guaranty Association
 
What contracts are covered?
Generally, direct individual or direct group life and health insurance policies as well as individual annuity contracts issued by the guaranty association's member insurers to live human beings are covered by the association. Such coverage is limited by the terms of the Alabama Life & Disability Insurance Guaranty Association Act (a link to the Act can be found in the Additional Info section).

Types of property and casualty insurance--such as automobile, homeowners, professional liability, medical malpractice, workers' compensation, etc.--may be protected by the Alabama Insurance Guaranty Association. That guaranty association can be reached at:

Alabama Insurance Guaranty Association
Suite 200
2020 Canyon Road
Birmingham, AL 35216
205.823.4042
 
NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.
 
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