Alabama Life & Disability Insurance Guaranty Association 6 Office Park Circle, Suite 200 / Birmingham, AL 35223 Home About Us FAQs Receiverships Additional Info Links Terms of Use Contact Us Frequently Asked Questions      Does it matter where I live? Yes. The guaranty association covers only policyholders and certificate holders that were valid Alabama residents on the date that a member insurer is placed under a final order of liquidation, rehabilitation or conservation by a court of competent jurisdiction. If you are a Alabama resident on that date, you may be covered by ALDIGA even if you subsequently move to another state. If you were a resident of another state on the liquidation date, but subsequently moved to Alabama, you will not be covered by ALDIGA. Instead, the guaranty association for your original state would cover you. If you were a resident of another state on the date of liquidation or rehabilitation, contact that state's department of insurance for information for information on how to contact the guaranty association in your state. You may wish to visit the "Facts & Figures Association Contact Info" section at www.nolhga.com for a complete list of guaranty associations. Note that guaranty association coverage may vary by state. As a result, coverage provided by the ALDIGA Act may differ in some ways from coverage provided by another state's law.   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]